---
title: How I made £20 quickly and legally online in the UK and you could make 100s
seo: make quick money easily online with no outlay expenditure or risk and how you could make over £100 with referrals
date: 2026-08-05 16:00
layout: post
type: blog
syndicate:
  - mastodon
  - bluesky
---

Things are tight at the moment, so I needed to make some additional money online. I made over £20 in under 20 minutes of effort, entirely legally, using free sign-up offers — no gambling, no catch. Here’s exactly how, step by step with a potential to make 100s if you refer friends to the services I used.

**_I avoided all the gambling sign-up offers as I think they are predatory horrible businesses, but you could make over £100 more if you choose these offers too, the rest of the post assumes you did not._**

## Zopa Bank (instant)

1. Signed up to [Zopa bank via a referral](https://www.zopa.com/mgma?referralCode=0720b70ec6c99fa1cd00)
1. Completed the mandatory know your customer (KYC) Identify checks
1. Rewarded with an instant £10.
1. Made a note of bank details

[→ Sign up to Zopa and get £10 instantly](https://www.zopa.com/mgma?referralCode=0720b70ec6c99fa1cd00)

## Custard (up to 3 days)

1. I signed up to [Custard](https://joincustard.co.uk/ur/cHiJF-8aRjSpG02Q5Eu3EA==) and this gave me £1.
1. I then followed them on instagram and set-up my email preferences for 10p and 50p respectively.
1. I then signed up to a number of free trials - these are all free, but commit to a payment after 7 days so I set a reminder to cancel them before the 7 days were up. These are all via Amazon Prime Video, so you can cancel them easily in your Amazon account. I signed up for the following:
   - MGM+ via Amazon Prime Video for £1.
   - Hayu via Amazon Prime Video for £2.
   - Crime and Investigations via Amazon Prime Video for £2.
   - Shudder via Amazon Prime Video for £2.
   - Apple TV via Amazon Prime Video for £2.
   - History Play via Amazon Prime Video for £2.
1. Waited for a few days for it to track (typically 1-3 days)
1. Checked the daily winner (£10 spin), didn't win.

[→ Sign up to Custard to get £1 instantly](https://joincustard.co.uk/ur/cHiJF-8aRjSpG02Q5Eu3EA==)

## Monzo (instantly after first purchase)

I could have signed up for Monzo bank too, but I already have an account there. They are rewarding new customers with £20, £50 or £100 when you make a purchase with your new account (minimum £1). I have included a referral link below if you want to sign up and get the bonus.

[→ Sign up to Monzo and get £20, £50 or £100, when you make a purchase](https://join.monzo.com/c/k7stxxwv)

## Bonus

Also you can share a Zopa bank referral, found within the app, with up to 10 other people to make an additional £10 per referral.

Finally if you refer people to Custard you can make £8 once they hit their £10 and make a withdrawal.

## Summary

| Service | You get | Time to land |
| --- | --- | --- | --- |
| Zopa | £10 | Instant |
| Custard | £11.60 | 1–3 days |
| Monzo | up to £100 | After first purchase |

**_These are all referral links, so if you sign up through them I will get the bonus as I've outlined for you. I have no affiliation with any of these companies, not paid to make this post and I am a genuine Zopa and Monzo bank customer. T&Cs apply so do check before signing up._**